Mark Horner

44-45 Retail Trade

441110 New Car Dealers

This industry comprises establishments primarily engaged in retailing new automobiles and light trucks, such as sport utility vehicles, and passenger and cargo vans, or retailing these new vehicles in combination with activities, such as repair services, retailing used cars, and selling replacement parts and accessories.

Illustrative Examples:

Automobile dealers, new only, or new and used
Light utility truck dealers, new only, or new and used

Average Jobs Employed 47
Average Loan Given $656,005
Number of Loans Given 16570
Total Amount Loaned $10,869,996,969

Retailing used automobiles and light trucks without retailing new automobiles and light trucks are classified in Industry 441120, Used Car Dealers;

Providing automotive repair services without retailing new automotive vehicles are classified in Industry Group 8111, Automotive Repair and Maintenance.

Merchant wholesale distribution of new medium- and heavy-duty trucks, buses, and other motor vehicles are classified in Industry 423110, Automobile and Other Motor Vehicle Merchant Wholesalers.

441120 Used Car Dealers

This industry comprises establishments primarily engaged in retailing used automobiles and light trucks, such as sport utility vehicles, and passenger and cargo vans.

Illustrative Examples:

Antique auto dealers
Light truck dealers, used only
Automobile dealers, used only

Average Jobs Employed 7
Average Loan Given $76,246
Number of Loans Given 19221
Total Amount Loaned $1,465,532,208

Retailing new automobiles and light trucks are classified in Industry 441110, New Car Dealers.

Merchant wholesale distribution of used medium- and heavy-duty trucks, buses, and other motor vehicles are classified in Industry 423110, Automobile and Other Motor Vehicle Merchant Wholesalers.

441210 Recreational Vehicle Dealers

This industry comprises establishments primarily engaged in retailing new and/or used recreational vehicles commonly referred to as RVs or retailing these new vehicles in combination with activities, such as repair services and selling replacement parts and accessories.

Illustrative Examples:

Motor home dealers
Recreational vehicle (RV) parts and accessories stores
Recreational vehicle (RV) dealers
Travel trailer dealers

Average Jobs Employed 16
Average Loan Given $188,426
Number of Loans Given 2269
Total Amount Loaned $427,538,087

Retailing new or used boat trailers and utility trailers are classified in Industry 44122, Motorcycle, Boat, and Other Motor Vehicle Dealers.

Retailing manufactured homes (i.e., mobile homes), parts, and equipment are classified in Industry 453930, Manufactured (Mobile) Home Dealers.

441222 Boat Dealers

This industry comprises establishments primarily engaged in (1) retailing new and/or used boats or retailing new boats in combination with activities, such as repair services and selling replacement parts and accessories, and/or (2) retailing new and/or used outboard motors, boat trailers, marine supplies, parts, and accessories.

Illustrative Examples:

Boat dealers (e.g., power boats, rowboats, sailboats)
Outboard motor dealers
Marine supply dealers

Average Jobs Employed 9
Average Loan Given $96,167
Number of Loans Given 2893
Total Amount Loaned $278,212,273

Retailing new surfboards or wind sailboards are classified in Industry 451110, Sporting Goods Stores;

Retailing used surfboards or wind sailboards are classified in Industry 453310, Used Merchandise Stores;

Providing boat repair services without retailing new boats are classified in Industry 811490, Other Personal and Household Goods Repair and Maintenance;

Retailing new or used personal watercraft are classified in U.S. Industry 441228, Motorcycle, ATV, and All Other Motor Vehicle Dealers.

Operating docking and/or storage facilities for pleasure craft owners are classified in Industry 713930, Marinas.

441228 Motorcycle, ATV, and All Other Motor Vehicle Dealers

This industry comprises establishments primarily engaged in retailing new and/or used motorcycles, motor scooters, motorbikes, mopeds, off-road all-terrain vehicles (ATV), personal watercraft, utility trailers, and other motor vehicles (except automobiles, light trucks, recreational vehicles, and boats) or retailing these new vehicles in combination with activities, such as repair services and selling replacement parts and accessories.

Illustrative Examples:

All-terrain vehicle (ATV) dealers
Motorcycle dealers
Moped dealers
Motorcycle parts and accessories dealers
Personal watercraft dealers
Aircraft dealers
Snowmobile dealers
Powered golf cart dealers
Utility trailer dealers

Average Jobs Employed 14
Average Loan Given $161,716
Number of Loans Given 5280
Total Amount Loaned $853,860,010

Retailing new automobiles and light trucks are classified in Industry 441110, New Car Dealers;

Retailing used automobiles and light trucks are classified in Industry 441120, Used Car Dealers;

Retailing new or used recreational vehicles, such as travel trailers are classified in Industry 441210, Recreational Vehicle Dealers;

Retailing new or used boats, outboard motors, boat trailers, and marine supplies are classified in U.S. Industry 441222, Boat Dealers;

Retailing new nonmotorized bicycles are classified in Industry 451110, Sporting Goods Stores;

Retailing used nonmotorized bicycles are classified in Industry 453310, Used Merchandise Stores.

Providing vehicle repair services without retailing new vehicles are classified in the appropriate industry for the repair services.

441310 Automotive Parts and Accessories Stores

This industry comprises one or more of the following: (1) establishments known as automotive supply stores primarily engaged in retailing new, used, and/or rebuilt automotive parts and accessories; (2) automotive supply stores that are primarily engaged in both retailing automotive parts and accessories and repairing automobiles; and (3) establishments primarily engaged in retailing and installing automotive accessories.

Illustrative Examples:

Automotive parts and supply stores
Truck cap stores
Automotive stereo stores
Used automotive parts stores
Speed shops

Average Jobs Employed 9
Average Loan Given $82,004
Number of Loans Given 11618
Total Amount Loaned $952,726,641

Retailing automotive parts and accessories via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Retailing new or used tires are classified in Industry 441320, Tire Dealers.

Repairing and replacing automotive parts, such as transmissions, mufflers, and brake linings (except establishments known as automotive supply stores) are classified in Industry 81111, Automotive Mechanical and Electrical Repair and Maintenance.

441320 Tire Dealers

This industry comprises establishments primarily engaged in retailing new and/or used tires and tubes or retailing new tires in combination with automotive repair services.

Average Jobs Employed 11
Average Loan Given $113,157
Number of Loans Given 5869
Total Amount Loaned $664,120,532

Retailing tires via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Tire retreading or recapping are classified in U.S. Industry 326212, Tire Retreading.

Merchant wholesale distribution of new/used tires for medium- and heavy-duty trucks, buses, and other motor vehicles are classified in Industry 423130, Tire and Tube Merchant Wholesalers.

442110 Furniture Stores

This industry comprises establishments primarily engaged in retailing new furniture, such as household furniture (e.g., baby furniture, box springs, and mattresses) and outdoor furniture; office furniture (except sold in combination with office supplies and equipment); and/or furniture sold in combination with major appliances, home electronics, home furnishings, or floor coverings.

Average Jobs Employed 10
Average Loan Given $101,488
Number of Loans Given 10527
Total Amount Loaned $1,068,363,849

Retailing furniture via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Retailing used furniture are classified in Industry 453310, Used Merchandise Stores;

Retailing custom furniture made on the premises are classified in Subsector 337, Furniture and Related Product Manufacturing.

Retailing new office furniture and a range of new office equipment and supplies are classified in Industry 453210, Office Supplies and Stationery Stores.

442210 Floor Covering Stores

This industry comprises establishments primarily engaged in retailing new floor coverings, such as rugs and carpets, vinyl floor coverings, and floor tile (except ceramic or wood only); or retailing new floor coverings in combination with installation and repair services.

Average Jobs Employed 8
Average Loan Given $90,956
Number of Loans Given 6129
Total Amount Loaned $557,466,369

Retailing floor coverings via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Installing floor coverings without retailing new floor coverings are classified in Industry 238330, Flooring Contractors;

Retailing ceramic floor tile or wood floor coverings only are classified in Industry 444190, Other Building Material Dealers.

Retailing used rugs and carpets are classified in Industry 453310, Used Merchandise Stores.

442291 Window Treatment Stores

This industry comprises establishments primarily engaged in retailing new window treatments, such as curtains, drapes, blinds, and shades.

Average Jobs Employed 5
Average Loan Given $49,835
Number of Loans Given 1765
Total Amount Loaned $87,959,081

Retailing window treatments via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers.

Retailing custom curtains and draperies made on the premises are classified in Industry 314120, Curtain and Linen Mills.

442299 All Other Home Furnishings Stores

This industry comprises establishments primarily engaged in retailing new home furnishings (except floor coverings, furniture, and window treatments).

Illustrative Examples:

Bath shops
Kitchenware stores
Chinaware stores
Linen stores
Electric lamp shops
Picture frame shops, custom
Glassware stores
Wood-burning stove stores
Housewares stores

Average Jobs Employed 7
Average Loan Given $62,821
Number of Loans Given 4512
Total Amount Loaned $283,450,062

Retailing home furnishings via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Retailing new mirrored glass or lighting fixtures are classified in Industry 444190, Other Building Material Dealers;

Retailing new furniture are classified in Industry 442110, Furniture Stores;

Retailing new floor coverings are classified in Industry 442210, Floor Covering Stores;

Retailing new window treatments are classified in U.S. Industry 442291, Window Treatment Stores.

Retailing used home furnishings are classified in Industry 453310, Used Merchandise Stores.

443141 Household Appliance Stores

This industry comprises establishments known as appliance stores primarily engaged in retailing an array of new household appliances, such as refrigerators, dishwashers, ovens, irons, coffee makers, hair dryers, electric razors, room air-conditioners, microwave ovens, sewing machines, and vacuum cleaners, or retailing new appliances in combination with appliance repair services.

Average Jobs Employed 9
Average Loan Given $89,000
Number of Loans Given 2775
Total Amount Loaned $246,975,149

Retailing household appliances via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Retailing new sewing machines in combination with selling new sewing supplies, fabrics, patterns, yarns, and other needlework accessories are classified in Industry 451130, Sewing, Needlework, and Piece Goods Stores;

Providing household-type appliance repair services without retailing new appliances are classified in U.S. Industry 811412, Appliance Repair and Maintenance.

Retailing used appliances are classified in Industry 453310, Used Merchandise Stores.

443142 Electronics Stores

This industry comprises: (1) establishments known as consumer electronics stores primarily engaged in retailing a general line of new consumer-type electronic products such as televisions, computers, and cameras; (2) establishments specializing in retailing a single line of consumer-type electronic products; (3) establishments primarily engaged in retailing these new electronic products in combination with repair and support services; (4) establishments primarily engaged in retailing new prepackaged computer software; and/or (5) establishments primarily engaged in retailing prerecorded audio and video media, such as CDs, DVDs, and tapes.

Illustrative Examples:

Cellular telephone accessories stores
Consumer-type electronic stores (e.g., televisions, computers, cameras)
Stereo stores (except automotive)
Radio and television stores
Computer stores

Average Jobs Employed 8
Average Loan Given $78,392
Number of Loans Given 7570
Total Amount Loaned $593,424,720

Retailing electronic goods via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Retailing automotive electronic sound systems are classified in Industry 441310, Automotive Parts and Accessories Stores;

Retailing new computers, computer peripherals, and prepackaged software in combination with retailing new office equipment, office furniture, and office supplies are classified in Industry 453210, Office Supplies and Stationery Stores;

Retailing new cellular telephones and communication service plans are classified in U.S. Industry 517312, Wireless Telecommunications Carriers (except Satellite);

Providing television or other electronic equipment repair services without retailing new televisions or electronic products are classified in Industry 81121, Electronic and Precision Equipment Repair and Maintenance;

Developing film and/or making photographic slides, prints, and enlargements without retailing a range of new photographic equipment and supplies are classified in Industry 81292, Photofinishing;

Retailing new electronic toys, such as dedicated video game consoles and handheld electronic games are classified in Industry 451120, Hobby, Toy, and Game Stores.

Retailing used electronics are classified in Industry 453310, Used Merchandise Stores.

444110 Home Centers

This industry comprises establishments known as home centers primarily engaged in retailing a general line of new home repair and improvement materials and supplies, such as lumber, plumbing goods, electrical goods, tools, housewares, hardware, and lawn and garden supplies, with no one merchandise line predominating. The merchandise lines are normally arranged in separate departments.

Average Jobs Employed 15
Average Loan Given $163,297
Number of Loans Given 2392
Total Amount Loaned $390,606,472

Establishments primarily engaged in retailing a general line of new hardware items, such as tools and builders' hardware, are classified in Industry 444130, Hardware Stores.

444120 Paint and Wallpaper Stores

This industry comprises establishments known as paint and wallpaper stores primarily engaged in retailing paint, wallpaper, and related supplies.

Average Jobs Employed 8
Average Loan Given $76,801
Number of Loans Given 1154
Total Amount Loaned $88,628,282

Establishments primarily engaged in retailing automotive paints are classified in Industry 441310, Automotive Parts and Accessories Stores.

444130 Hardware Stores

This industry comprises establishments known as hardware stores primarily engaged in retailing a general line of new hardware items, such as tools and builders' hardware.

Average Jobs Employed 13
Average Loan Given $91,895
Number of Loans Given 7006
Total Amount Loaned $643,814,935

Retailing hardware items via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Retailing a general line of home repair and improvement materials and supplies, known as home centers are classified in Industry 444110, Home Centers.

Retailing used hardware items are classified in Industry 453310, Used Merchandise Stores.

444190 Other Building Material Dealers

This industry comprises establishments (except those known as home centers, paint and wallpaper stores, and hardware stores) primarily engaged in retailing specialized lines of new building materials, such as lumber, fencing, glass, doors, plumbing fixtures and supplies, electrical supplies, prefabricated buildings and kits, and kitchen and bath cabinets and countertops to be installed.

Illustrative Examples:

Electrical supply stores
Kitchen cabinet (except custom) stores
Fencing dealers
Lumber yards, retail
Floor covering stores, wood or ceramic tile only
Plumbing supply stores
Garage door dealers
Prefabricated building dealers
Glass stores

Average Jobs Employed 12
Average Loan Given $147,697
Number of Loans Given 7624
Total Amount Loaned $1,126,038,672

Retailing building materials via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Retailing used building materials are classified in Industry 453310, Used Merchandise Stores;

Providing carpentry/installation services for products are classified in Industry 238350, Finish Carpentry Contractors;

Installing plumbing fixtures and supplies are classified in Industry 238220, Plumbing, Heating, and Air-Conditioning Contractors;

Installing electrical supplies, such as lighting fixtures and ceiling fans are classified in Industry 238210, Electrical Contractors and Other Wiring Installation Contractors;

Making custom furniture (e.g., kitchen cabinets) are classified in Subsector 337, Furniture and Related Product Manufacturing;

Retailing a general line of new hardware items, known as hardware stores are classified in Industry 444130, Hardware Stores;

Retailing paint and wallpaper, known as paint and wallpaper stores are classified in Industry 444120, Paint and Wallpaper Stores.

Retailing a general line of home repair and improvement materials and supplies, known as home centers are classified in Industry 444110, Home Centers.

444210 Outdoor Power Equipment Stores

This industry comprises establishments primarily engaged in retailing new outdoor power equipment or retailing new outdoor power equipment in combination with activities, such as repair services and selling replacement parts.

Average Jobs Employed 10
Average Loan Given $104,831
Number of Loans Given 1651
Total Amount Loaned $173,075,828

Retailing outdoor power equipment via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Providing outdoor power equipment repair services without retailing new outdoor power equipment are classified in U.S. Industry 811411, Home and Garden Equipment Repair and Maintenance.

Retailing used outdoor power equipment are classified in Industry 453310, Used Merchandise Stores.

444220 Nursery, Garden Center, and Farm Supply Stores

This industry comprises establishments primarily engaged in retailing nursery and garden products, such as trees, shrubs, plants, seeds, bulbs, and sod, that are predominantly grown elsewhere. These establishments may sell a limited amount of a product they grow themselves. Also included in this industry are establishments primarily engaged in retailing farm supplies, such as animal (except pet) feed.

Average Jobs Employed 14
Average Loan Given $111,445
Number of Loans Given 5426
Total Amount Loaned $604,698,392

Retailing nursery and garden products via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Providing landscaping services are classified in Industry 561730, Landscaping Services.

Growing and retailing nursery stock are classified in U.S. Industry 111421, Nursery and Tree Production.

445110 Supermarkets and Other Grocery Stores

This industry comprises establishments generally known as supermarkets and grocery stores primarily engaged in retailing a general line of food, such as canned and frozen foods; fresh fruits and vegetables; and fresh and prepared meats, fish, and poultry. Included in this industry are delicatessen-type establishments primarily engaged in retailing a general line of food.

Average Jobs Employed 19
Average Loan Given $108,162
Number of Loans Given 18654
Total Amount Loaned $2,017,651,016

Retailing automotive fuels in combination with a convenience store or food mart are classified in Industry 447110, Gasoline Stations with Convenience Stores;

Retailing a limited line of goods, known as convenience stores or food marts (except those with fuel pumps) are classified in Industry 445120, Convenience Stores;

Retailing frozen food and freezer meal plans via direct sales to residential customers are classified in Industry 454390, Other Direct Selling Establishments;

Providing food services in delicatessen-type establishments are classified in U.S. Industry 722513, Limited-Service Restaurants.

Retailing fresh meat in delicatessen-type establishments are classified in Industry 445210, Meat Markets.

445120 Convenience Stores

This industry comprises establishments known as convenience stores or food marts (except those with fuel pumps) primarily engaged in retailing a limited line of goods that generally includes milk, bread, soda, and snacks.

Average Jobs Employed 6
Average Loan Given $29,576
Number of Loans Given 20871
Total Amount Loaned $617,279,574

Retailing a general line of food, known as supermarkets and grocery stores are classified in Industry 445110, Supermarkets and Other Grocery (except Convenience) Stores.

Retailing automotive fuels in combination with a convenience store or food mart are classified in Industry 447110, Gasoline Stations with Convenience Stores.

445210 Meat Markets

This industry comprises establishments primarily engaged in retailing fresh, frozen, or cured meats and poultry. Delicatessen-type establishments primarily engaged in retailing fresh meat are included in this industry.

Illustrative Examples:

Baked ham stores
Meat markets
Butcher shops
Poultry dealers
Frozen meat shops

Average Jobs Employed 10
Average Loan Given $63,623
Number of Loans Given 3334
Total Amount Loaned $212,117,682

Retailing meat and poultry via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Retailing a general line of food, known as supermarkets and grocery stores are classified in Industry 445110, Supermarkets and Other Grocery (except Convenience) Stores.

Providing food services in delicatessen-type establishments are classified in U.S. Industry 722513, Limited-Service Restaurants.

445220 Fish and Seafood Markets

This industry comprises establishments primarily engaged in retailing fresh, frozen, or cured fish and seafood products.

Average Jobs Employed 10
Average Loan Given $73,990
Number of Loans Given 1099
Total Amount Loaned $81,314,741

Establishments primarily engaged in retailing fish and seafood products via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers.

445230 Fruit and Vegetable Markets

This industry comprises establishments primarily engaged in retailing fresh fruits and vegetables.

Average Jobs Employed 12
Average Loan Given $81,827
Number of Loans Given 1543
Total Amount Loaned $126,259,452

Retailing fruits and vegetables via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers.

Growing and selling vegetables and/or fruits at roadside stands are classified in Subsector 111, Crop Production.

445291 Baked Goods Stores

This industry comprises establishments primarily engaged in retailing baked goods not for immediate consumption and not made on the premises.

Average Jobs Employed 12
Average Loan Given $65,632
Number of Loans Given 4730
Total Amount Loaned $310,437,903

Retailing baked goods via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Selling snack foods (e.g., doughnuts, bagels, ice cream, popcorn) for immediate consumption are classified in U.S. Industry 722515, Snack and Nonalcoholic Beverage Bars.

Retailing baked goods made on the premises but not for immediate consumption are classified in U.S. Industry 311811, Retail Bakeries.

445292 Confectionery and Nut Stores

This industry comprises establishments primarily engaged in retailing candy and other confections, nuts, and popcorn not for immediate consumption and not made on the premises.

Average Jobs Employed 9
Average Loan Given $49,403
Number of Loans Given 1313
Total Amount Loaned $64,865,724

Retailing confectionery goods and nuts via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Retailing confectionery goods and nuts made on the premises and not packaged for immediate consumption are classified in Industry Group 3113, Sugar and Confectionery Product Manufacturing;

Selling snack foods (e.g., doughnuts, bagels, ice cream, popcorn) for immediate consumption are classified in U.S. Industry 722515, Snack and Nonalcoholic Beverage Bars.

Retailing baked goods made on the premises but not for immediate consumption are classified in U.S. Industry 311811, Retail Bakeries.

445299 All Other Specialty Food Stores

This industry comprises establishments primarily engaged in retailing miscellaneous specialty foods (except meat, fish, seafood, fruit and vegetables, confections, nuts, popcorn, and baked goods) not for immediate consumption and not made on the premises.

Illustrative Examples:

Coffee and tea (i.e., packaged) stores
Soft drink (i.e., bottled) stores
Dairy product stores
Spice stores
Gourmet food stores
Water (i.e., bottled) stores

Average Jobs Employed 11
Average Loan Given $60,027
Number of Loans Given 8629
Total Amount Loaned $517,969,349

Retailing specialty foods via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Selling snack foods (e.g., doughnuts, bagels, ice cream, popcorn) for immediate consumption are classified in U.S. Industry 722515, Snack and Nonalcoholic Beverage Bars;

Retailing fresh, frozen, or cured meats and poultry are classified in Industry 445210, Meat Markets;

Retailing fresh, frozen, or cured fish and seafood products are classified in Industry 445220, Fish and Seafood Markets;

Retailing fresh fruits and vegetables are classified in Industry 445230, Fruit and Vegetable Markets;

Retailing candy and other confections, nuts, and popcorn not for immediate consumption and not made on the premises are classified in U.S. Industry 445292, Confectionery and Nut Stores.

Retailing baked goods not for immediate consumption and not made on the premises are classified in U.S. Industry 445291, Baked Goods Stores.

445310 Beer, Wine, and Liquor Stores

This industry comprises establishments primarily engaged in retailing packaged alcoholic beverages, such as ale, beer, wine, and liquor.

Average Jobs Employed 6
Average Loan Given $33,533
Number of Loans Given 15149
Total Amount Loaned $507,984,367

Establishments primarily engaged in retailing packaged liquor in combination with providing prepared drinks for immediate consumption on the premises are classified in Industry 722410, Drinking Places (Alcoholic Beverages).

446110 Pharmacies and Drug Stores

This industry comprises establishments known as pharmacies and drug stores engaged in retailing prescription or nonprescription drugs and medicines.

Average Jobs Employed 10
Average Loan Given $99,311
Number of Loans Given 14099
Total Amount Loaned $1,400,178,844

Retailing food supplement products, such as vitamins, nutrition supplements, and body enhancing supplements are classified in U.S. Industry 446191, Food (Health) Supplement Stores.

Retailing prescription and nonprescription drugs via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers.

446120 Cosmetics, Beauty Supplies, and Perfume Stores

This industry comprises establishments known as cosmetic or perfume stores or beauty supply shops primarily engaged in retailing cosmetics, perfumes, toiletries, and personal grooming products.

Average Jobs Employed 5
Average Loan Given $39,656
Number of Loans Given 7841
Total Amount Loaned $310,946,499

Providing beauty salon services are classified in U.S. Industry 812112, Beauty Salons.

Retailing perfumes, cosmetics, and beauty supplies via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers.

446130 Optical Goods Stores

This industry comprises establishments primarily engaged in one or more of the following: (1) retailing and fitting prescription eyeglasses and contact lenses; (2) retailing prescription eyeglasses in combination with the grinding of lenses to order on the premises; and (3) selling nonprescription eyeglasses.

Average Jobs Employed 6
Average Loan Given $63,090
Number of Loans Given 2768
Total Amount Loaned $174,634,202

Grinding ophthalmic lenses without retailing lenses are classified in U.S. Industry 339115, Ophthalmic Goods Manufacturing;

The private or group practice of optometry, even though glasses and contact lenses are sold at these establishments are classified in Industry 621320, Offices of Optometrists.

Retailing eyeglasses and contact lenses via electronic home shopping or mail-order are classified in Industry 454110, Electronic Shopping and Mail-Order Houses.

446191 Food Supplement Stores

This industry comprises establishments primarily engaged in retailing food supplement products, such as vitamins, nutrition supplements, and body enhancing supplements.

Average Jobs Employed 7
Average Loan Given $51,844
Number of Loans Given 3970
Total Amount Loaned $205,819,746

Retailing food supplement products via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Retailing prescription and nonprescription drugs and medicines are classified in Industry 446110, Pharmacies and Drug Stores.

Retailing naturally organic foods, such as fruits and vegetables, dairy products, and cereals and grains are classified in Subsector 445, Food and Beverage Stores.

446199 All Other Health and Personal Care Stores

This industry comprises establishments primarily engaged in retailing specialized lines of health and personal care merchandise (except drugs, medicines, optical goods, cosmetics, beauty supplies, perfume, and food supplement products).

Illustrative Examples:

Convalescent supply stores
Prosthetic stores
Hearing aid stores
Sick room supply stores

Average Jobs Employed 7
Average Loan Given $66,359
Number of Loans Given 5159
Total Amount Loaned $342,344,081

Retailing specialized health and personal care merchandise via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Retailing food supplement products are classified in U.S. Industry 446191, Food (Health) Supplement Stores;

Retailing prescription or nonprescription drugs and medicines are classified in Industry 446110, Pharmacies and Drug Stores;

Retailing eyeglasses and contact lenses are classified in Industry 446130, Optical Goods Stores;

Retailing perfumes, cosmetics, and beauty supplies are classified in Industry 446120, Cosmetics, Beauty Supplies, and Perfume Stores;

Retailing orthopedic shoes are classified in Industry 448210, Shoe Stores.

Retailing orthopedic and prosthetic appliances that are made on the premises are classified in U.S. Industry 339113, Surgical Appliance and Supplies Manufacturing.

447110 Gasoline Stations with Convenience Stores

This industry comprises establishments engaged in retailing automotive fuels (e.g., diesel fuel, gasohol, gasoline) in combination with convenience store or food mart items. These establishments can either be in a convenience store (i.e., food mart) setting or a gasoline station setting. These establishments may also provide automotive repair services.

Average Jobs Employed 8
Average Loan Given $45,219
Number of Loans Given 29511
Total Amount Loaned $1,334,454,507

Retailing automotive fuels without a convenience store are classified in Industry 447190, Other Gasoline Stations.

Retailing a limited line of goods, known as convenience stores or food marts (except those with fuel pumps) are classified in Industry 445120, Convenience Stores.

447190 Other Gasoline Stations

This industry comprises establishments known as gasoline stations (except those with convenience stores) primarily engaged in (1) retailing automotive fuels (e.g., diesel fuel, gasohol, gasoline, alternative fuels) or (2) retailing these fuels in combination with activities, such as providing repair services; selling automotive oils, replacement parts, and accessories; and/or providing food services.

Illustrative Examples:

Gasoline stations without convenience stores
Truck stops
Marine service stations

Average Jobs Employed 8
Average Loan Given $54,568
Number of Loans Given 4829
Total Amount Loaned $263,507,027

Repairing motor vehicles without retailing automotive fuels are classified in Industry Group 8111, Automotive Repair and Maintenance.

Retailing automotive fuels in combination with a convenience store or food mart are classified in Industry 447110, Gasoline Stations with Convenience Stores.

448110 Men's Clothing Stores

This industry comprises establishments primarily engaged in retailing a general line of new men's and boys' clothing. These establishments may provide basic alterations, such as hemming, taking in or letting out seams, or lengthening or shortening sleeves.

Average Jobs Employed 6
Average Loan Given $46,966
Number of Loans Given 2658
Total Amount Loaned $124,835,376

Retailing men's and boys' clothing via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Retailing custom men's clothing made on the premises are classified in Industry Group 3152, Cut and Sew Apparel Manufacturing;

Retailing new men's and boys' accessories are classified in Industry 448150, Clothing Accessories Stores;

Retailing specialized new apparel, such as raincoats, leather coats, fur apparel, and swimwear are classified in Industry 448190, Other Clothing Stores;

Retailing new clothing for all genders and age groups are classified in Industry 448140, Family Clothing Stores;

Retailing secondhand clothes are classified in Industry 453310, Used Merchandise Stores.

Providing clothing alterations and repair are classified in Industry 811490, Other Personal and Household Goods Repair and Maintenance.

448120 Women's Clothing Stores

This industry comprises establishments primarily engaged in retailing a general line of new women's, misses', and juniors' clothing, including maternity wear. These establishments may provide basic alterations, such as hemming, taking in or letting out seams, or lengthening or shortening sleeves.

Average Jobs Employed 6
Average Loan Given $39,240
Number of Loans Given 10464
Total Amount Loaned $410,607,563

Retailing women's clothing via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Retailing custom women's clothing made on the premises are classified in Industry Group 3152, Cut and Sew Apparel Manufacturing;

Retailing new women's accessories are classified in Industry 448150, Clothing Accessories Stores;

Retailing new clothing for all genders and age groups are classified in Industry 448140, Family Clothing Stores;

Retailing specialized new apparel, such as bridal gowns, raincoats, leather coats, fur apparel, and swimwear are classified in Industry 448190, Other Clothing Stores;

Retailing secondhand clothes are classified in Industry 453310, Used Merchandise Stores.

Providing clothing alterations and repair are classified in Industry 811490, Other Personal and Household Goods Repair and Maintenance.

448130 Children's and Infants' Clothing Stores

This industry comprises establishments primarily engaged in retailing a general line of new children's and infants' clothing. These establishments may provide basic alterations, such as hemming, taking in or letting out seams, or lengthening or shortening sleeves.

Average Jobs Employed 7
Average Loan Given $42,261
Number of Loans Given 1401
Total Amount Loaned $59,207,614

Retailing children's and infants' clothing via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Retailing new children's and infants' accessories are classified in Industry 448150, Clothing Accessories Stores;

Retailing new clothing for all genders or age groups are classified in Industry 448140, Family Clothing Stores;

Retailing secondhand clothes are classified in Industry 453310, Used Merchandise Stores.

Providing clothing alterations and repair are classified in Industry 811490, Other Personal and Household Goods Repair and Maintenance.

448140 Family Clothing Stores

This industry comprises establishments primarily engaged in retailing a general line of new clothing for men, women, and children, without specializing in sales for an individual gender or age group. These establishments may provide basic alterations, such as hemming, taking in or letting out seams, or lengthening or shortening sleeves.

Average Jobs Employed 8
Average Loan Given $57,286
Number of Loans Given 4171
Total Amount Loaned $238,938,997

Retailing clothing for all genders via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Retailing new men's and boys' clothing are classified in Industry 448110, Men's Clothing Stores;

Retailing new women's, misses', and juniors' clothing are classified in Industry 448120, Women's Clothing Stores;

Retailing new children's and infants' clothing are classified in Industry 448130, Children's and Infants' Clothing Stores;

Retailing specialized new apparel, such as raincoats, bridal gowns, leather coats, fur apparel, and swimwear are classified in Industry 448190, Other Clothing Stores;

Providing clothing alterations and repair are classified in Industry 811490, Other Personal and Household Goods Repair and Maintenance.

Retailing secondhand clothes are classified in Industry 453310, Used Merchandise Stores.

448150 Clothing Accessories Stores

This industry comprises establishments primarily engaged in retailing single or combination lines of new clothing accessories, such as hats and caps, costume jewelry, gloves, handbags, ties, wigs, toupees, and belts.

Illustrative Examples:

Costume jewelry stores
Wig and hairpiece stores
Neckwear stores

Average Jobs Employed 5
Average Loan Given $38,128
Number of Loans Given 6036
Total Amount Loaned $230,140,708

Retailing specialized lines of clothing via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Retailing precious jewelry and watches are classified in Industry 448310, Jewelry Stores;

Retailing used clothing accessories are classified in Industry 453310, Used Merchandise Stores;

Retailing luggage, briefcases, trunks, or these products in combination with a general line of leather items (except leather apparel), known as luggage and leather goods stores are classified in Industry 448320, Luggage and Leather Goods Stores.

Retailing leather apparel are classified in Industry 448190, Other Clothing Stores.

448190 Other Clothing Stores

This industry comprises establishments primarily engaged in retailing specialized lines of new clothing (except general lines of men's, women's, children's, infants', and family clothing). These establishments may provide basic alterations, such as hemming, taking in or letting out seams, or lengthening or shortening sleeves.

Illustrative Examples:

Bridal gown (except custom) shops
Leather coat stores
Costume shops
Lingerie stores
Fur apparel stores
Swimwear stores
Hosiery stores
Uniform (except athletic) stores

Average Jobs Employed 7
Average Loan Given $53,196
Number of Loans Given 5970
Total Amount Loaned $317,581,503

Retailing specialized apparel via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Retailing custom apparel and accessories made on the premises are classified in Subsector 315, Apparel Manufacturing;

Retailing new men's and boys' clothing are classified in Industry 448110, Men's Clothing Stores;

Retailing new women's, misses', and juniors' clothing, including maternity wear are classified in Industry 448120, Women's Clothing Stores;

Retailing new children's and infants' clothing are classified in Industry 448130, Children's and Infants' Clothing Stores;

Retailing new clothing for all genders or age groups are classified in Industry 448140, Family Clothing Stores;

Retailing athletic uniforms are classified in Industry 451110, Sporting Goods Stores;

Retailing secondhand clothes are classified in Industry 453310, Used Merchandise Stores;

Retailing luggage, briefcases, trunks, or these products in combination with a general line of leather items (except leather apparel), known as luggage and leather goods stores are classified in Industry 448320, Luggage and Leather Goods Stores.

Providing clothing alterations and repair are classified in Industry 811490, Other Personal and Household Goods Repair and Maintenance.

448210 Shoe Stores

This industry comprises establishments primarily engaged in retailing all types of new footwear (except hosiery and specialty sports footwear, such as golf shoes, bowling shoes, and spiked shoes). Establishments primarily engaged in retailing new tennis shoes or sneakers are included in this industry.

Average Jobs Employed 9
Average Loan Given $75,662
Number of Loans Given 2772
Total Amount Loaned $209,734,682

Retailing footwear via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Retailing hosiery are classified in Industry 448190, Other Clothing Stores;

Retailing new specialty sports footwear (e.g., bowling shoes, golf shoes, spiked shoes) are classified in Industry 451110, Sporting Goods Stores.

Retailing used footwear are classified in Industry 453310, Used Merchandise Stores.

448310 Jewelry Stores

This industry comprises establishments primarily engaged in retailing one or more of the following items: (1) new jewelry (except costume jewelry); (2) new sterling and plated silverware; and (3) new watches and clocks. Also included are establishments retailing these new products in combination with lapidary work and/or repair services.

Average Jobs Employed 5
Average Loan Given $47,676
Number of Loans Given 12136
Total Amount Loaned $578,593,395

Retailing new costume jewelry are classified in Industry 448150, Clothing Accessories Stores;

Retailing jewelry via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Retailing antique or used jewelry, silverware, and watches and clocks are classified in Industry 453310, Used Merchandise Stores;

Providing jewelry or watch and clock repair without retailing new jewelry or watches and clocks are classified in Industry 811490, Other Personal and Household Goods Repair and Maintenance.

Cutting and setting gem stones are classified in Industry 339910, Jewelry and Silverware Manufacturing.

448320 Luggage and Leather Goods Stores

This industry comprises establishments known as luggage and leather goods stores primarily engaged in retailing new luggage, briefcases, and trunks, or retailing these new products in combination with a general line of leather items (except leather apparel), such as belts, gloves, and handbags.

Average Jobs Employed 5
Average Loan Given $47,920
Number of Loans Given 345
Total Amount Loaned $16,532,358

Retailing luggage and leather goods via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Retailing used luggage and leather goods are classified in Industry 453310, Used Merchandise Stores;

Retailing single or combination lines of new clothing accessories (e.g., gloves, handbags, or leather belts) are classified in Industry 448150, Clothing Accessories Stores.

Retailing new leather coats are classified in Industry 448190, Other Clothing Stores.