Mark Horner

44-45 Retail Trade

445110 Supermarkets and Other Grocery Stores

This industry comprises establishments generally known as supermarkets and grocery stores primarily engaged in retailing a general line of food, such as canned and frozen foods; fresh fruits and vegetables; and fresh and prepared meats, fish, and poultry. Included in this industry are delicatessen-type establishments primarily engaged in retailing a general line of food.

Average Jobs Employed 19
Average Loan Given $108,162
Number of Loans Given 18654
Total Amount Loaned $2,017,651,016

Retailing automotive fuels in combination with a convenience store or food mart are classified in Industry 447110, Gasoline Stations with Convenience Stores;

Retailing a limited line of goods, known as convenience stores or food marts (except those with fuel pumps) are classified in Industry 445120, Convenience Stores;

Retailing frozen food and freezer meal plans via direct sales to residential customers are classified in Industry 454390, Other Direct Selling Establishments;

Providing food services in delicatessen-type establishments are classified in U.S. Industry 722513, Limited-Service Restaurants.

Retailing fresh meat in delicatessen-type establishments are classified in Industry 445210, Meat Markets.

445120 Convenience Stores

This industry comprises establishments known as convenience stores or food marts (except those with fuel pumps) primarily engaged in retailing a limited line of goods that generally includes milk, bread, soda, and snacks.

Average Jobs Employed 6
Average Loan Given $29,576
Number of Loans Given 20871
Total Amount Loaned $617,279,574

Retailing a general line of food, known as supermarkets and grocery stores are classified in Industry 445110, Supermarkets and Other Grocery (except Convenience) Stores.

Retailing automotive fuels in combination with a convenience store or food mart are classified in Industry 447110, Gasoline Stations with Convenience Stores.

445210 Meat Markets

This industry comprises establishments primarily engaged in retailing fresh, frozen, or cured meats and poultry. Delicatessen-type establishments primarily engaged in retailing fresh meat are included in this industry.

Illustrative Examples:

Baked ham stores
Meat markets
Butcher shops
Poultry dealers
Frozen meat shops

Average Jobs Employed 10
Average Loan Given $63,623
Number of Loans Given 3334
Total Amount Loaned $212,117,682

Retailing meat and poultry via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Retailing a general line of food, known as supermarkets and grocery stores are classified in Industry 445110, Supermarkets and Other Grocery (except Convenience) Stores.

Providing food services in delicatessen-type establishments are classified in U.S. Industry 722513, Limited-Service Restaurants.

445220 Fish and Seafood Markets

This industry comprises establishments primarily engaged in retailing fresh, frozen, or cured fish and seafood products.

Average Jobs Employed 10
Average Loan Given $73,990
Number of Loans Given 1099
Total Amount Loaned $81,314,741

Establishments primarily engaged in retailing fish and seafood products via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers.

445230 Fruit and Vegetable Markets

This industry comprises establishments primarily engaged in retailing fresh fruits and vegetables.

Average Jobs Employed 12
Average Loan Given $81,827
Number of Loans Given 1543
Total Amount Loaned $126,259,452

Retailing fruits and vegetables via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers.

Growing and selling vegetables and/or fruits at roadside stands are classified in Subsector 111, Crop Production.

445291 Baked Goods Stores

This industry comprises establishments primarily engaged in retailing baked goods not for immediate consumption and not made on the premises.

Average Jobs Employed 12
Average Loan Given $65,632
Number of Loans Given 4730
Total Amount Loaned $310,437,903

Retailing baked goods via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Selling snack foods (e.g., doughnuts, bagels, ice cream, popcorn) for immediate consumption are classified in U.S. Industry 722515, Snack and Nonalcoholic Beverage Bars.

Retailing baked goods made on the premises but not for immediate consumption are classified in U.S. Industry 311811, Retail Bakeries.

445292 Confectionery and Nut Stores

This industry comprises establishments primarily engaged in retailing candy and other confections, nuts, and popcorn not for immediate consumption and not made on the premises.

Average Jobs Employed 9
Average Loan Given $49,403
Number of Loans Given 1313
Total Amount Loaned $64,865,724

Retailing confectionery goods and nuts via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Retailing confectionery goods and nuts made on the premises and not packaged for immediate consumption are classified in Industry Group 3113, Sugar and Confectionery Product Manufacturing;

Selling snack foods (e.g., doughnuts, bagels, ice cream, popcorn) for immediate consumption are classified in U.S. Industry 722515, Snack and Nonalcoholic Beverage Bars.

Retailing baked goods made on the premises but not for immediate consumption are classified in U.S. Industry 311811, Retail Bakeries.

445299 All Other Specialty Food Stores

This industry comprises establishments primarily engaged in retailing miscellaneous specialty foods (except meat, fish, seafood, fruit and vegetables, confections, nuts, popcorn, and baked goods) not for immediate consumption and not made on the premises.

Illustrative Examples:

Coffee and tea (i.e., packaged) stores
Soft drink (i.e., bottled) stores
Dairy product stores
Spice stores
Gourmet food stores
Water (i.e., bottled) stores

Average Jobs Employed 11
Average Loan Given $60,027
Number of Loans Given 8629
Total Amount Loaned $517,969,349

Retailing specialty foods via electronic home shopping, mail-order, or direct sale are classified in Subsector 454, Nonstore Retailers;

Selling snack foods (e.g., doughnuts, bagels, ice cream, popcorn) for immediate consumption are classified in U.S. Industry 722515, Snack and Nonalcoholic Beverage Bars;

Retailing fresh, frozen, or cured meats and poultry are classified in Industry 445210, Meat Markets;

Retailing fresh, frozen, or cured fish and seafood products are classified in Industry 445220, Fish and Seafood Markets;

Retailing fresh fruits and vegetables are classified in Industry 445230, Fruit and Vegetable Markets;

Retailing candy and other confections, nuts, and popcorn not for immediate consumption and not made on the premises are classified in U.S. Industry 445292, Confectionery and Nut Stores.

Retailing baked goods not for immediate consumption and not made on the premises are classified in U.S. Industry 445291, Baked Goods Stores.

445310 Beer, Wine, and Liquor Stores

This industry comprises establishments primarily engaged in retailing packaged alcoholic beverages, such as ale, beer, wine, and liquor.

Average Jobs Employed 6
Average Loan Given $33,533
Number of Loans Given 15149
Total Amount Loaned $507,984,367

Establishments primarily engaged in retailing packaged liquor in combination with providing prepared drinks for immediate consumption on the premises are classified in Industry 722410, Drinking Places (Alcoholic Beverages).