Mark Horner

72 Accommodation and Food Services

722310 Food Service Contractors

This industry comprises establishments primarily engaged in providing food services at institutional, governmental, commercial, or industrial locations of others based on contractual arrangements with these types of organizations for a specified period of time. The establishments of this industry provide food services for the convenience of the contracting organization or the contracting organization's customers. The contractual arrangement of these establishments with contracting organizations may vary by type of facility operated (e.g., cafeteria, restaurant, fast-food eating place), revenue sharing, cost structure, and personnel provided. Management staff is always provided by food service contractors.

Illustrative Examples:

Airline food service contractors
Food concession contractors (e.g., at sporting, entertainment, convention facilities)
Cafeteria food service contractors (e.g., at schools, hospitals, government offices)

Average Jobs Employed 15
Average Loan Given $108,317
Number of Loans Given 8947
Total Amount Loaned $969,115,041

Providing food services on a single-event basis are classified in Industry 722320, Caterers.

Supplying and servicing food vending machines are classified in Industry 454210, Vending Machine Operators.

722320 Caterers

This industry comprises establishments primarily engaged in providing single event-based food services. These establishments generally have equipment and vehicles to transport meals and snacks to events and/or prepare food at an off-premise site. Banquet halls with catering staff are included in this industry. Examples of events catered by establishments in this industry are graduation parties, wedding receptions, business or retirement luncheons, and trade shows.

Average Jobs Employed 11
Average Loan Given $72,018
Number of Loans Given 10381
Total Amount Loaned $747,617,656

Preparing and serving meals and snacks for immediate consumption from motorized vehicles or nonmotorized carts are classified in Industry 722330, Mobile Food Services;

Providing food services at institutional, governmental, commercial, or industrial locations of others (e.g., airline contractors, industrial caterers) based on contractual arrangements for a specified period of time are classified in Industry 722310, Food Service Contractors.

Renting out facilities without providing catering staff are classified in Industry 531120, Lessors of Nonresidential Buildings (except Miniwarehouses).

722330 Mobile Food Services

This industry comprises establishments primarily engaged in preparing and serving meals and snacks for immediate consumption from motorized vehicles or nonmotorized carts. The establishment is the central location from which the caterer route is serviced, not each vehicle or cart. Included in this industry are establishments primarily engaged in providing food services from vehicles, such as hot dog carts and ice cream trucks.

Illustrative Examples:

Ice cream truck vendors
Mobile food concession stands
Mobile canteens
Mobile refreshment stands
Mobile food carts
Mobile snack stands

Average Jobs Employed 5
Average Loan Given $27,464
Number of Loans Given 4341
Total Amount Loaned $119,221,854

Selling a specialty snack (e.g., ice cream, frozen yogurt, cookies, popcorn) or nonalcoholic beverages, except from mobile vehicles, for consumption on or near the premises are classified in U.S. Industry 722515, Snack and Nonalcoholic Beverage Bars;

Selling unprepared foods, such as vegetables, nuts, or fruit, from carts are classified in Industry 454390, Other Direct Selling Establishments;

Providing food services or selling food specialties, such as hamburgers, hot dogs, chicken, pizza, or specialty cuisines, except from mobile vehicles are classified based on the type of food service provided to patrons.

Operating as street vendors (except food) are classified in Industry 454390, Other Direct Selling Establishments.

722410 Drinking Places

This industry comprises establishments known as bars, taverns, nightclubs, or drinking places primarily engaged in preparing and serving alcoholic beverages for immediate consumption. These establishments may also provide limited food services.

Average Jobs Employed 11
Average Loan Given $55,682
Number of Loans Given 22956
Total Amount Loaned $1,278,244,035

Preparing and serving alcoholic beverages (i.e., not known as bars or taverns) and providing food services to patrons are classified in Industry 72251, Restaurants and Other Eating Places;

Operating a civic or social association with a bar for the association members are classified in Industry 813410, Civic and Social Organizations;

Retailing packaged alcoholic beverages not for immediate consumption on the premises are classified in Industry 445310, Beer, Wine, and Liquor Stores.

Operating discotheques or dance clubs without selling alcoholic beverages are classified in Industry 713990, All Other Amusement and Recreation Industries.

722511 Full-Service Restaurants

This industry comprises establishments primarily engaged in providing food services to patrons who order and are served while seated (i.e., waiter/waitress service) and pay after eating. These establishments may provide this type of food service to patrons in combination with selling alcoholic beverages, providing carryout services, or presenting live nontheatrical entertainment.

Average Jobs Employed 20
Average Loan Given $116,685
Number of Loans Given 175054
Total Amount Loaned $20,426,260,320

Providing food services where patrons generally order or select items and pay before eating, other than mobile food services, cafeterias, grill buffets, buffets, and snack and nonalcoholic beverage bars are classified in U.S. Industry 722513, Limited-Service Restaurants;

Preparing and serving meals for immediate consumption using cafeteria-style or buffet serving equipment, known as cafeterias, grill buffets, or buffets are classified in U.S. Industry 722514, Cafeterias, Grill Buffets, and Buffets;

Selling a specialty snack (e.g., ice cream, frozen yogurt, cookies, popcorn) or nonalcoholic beverage, except from mobile vehicles, for consumption on or near the premises are classified in U.S. Industry 722515, Snack and Nonalcoholic Beverage Bars;

Preparing and serving alcoholic beverages and known as bars, taverns, or nightclubs are classified in Industry 722410, Drinking Places (Alcoholic Beverages).

Presenting live theatrical productions and providing food and beverages for consumption on the premises are classified in Industry 711110, Theater Companies and Dinner Theaters.

722513 Limited-Service Restaurants

This industry comprises establishments primarily engaged in providing food services (except snack and nonalcoholic beverage bars) where patrons generally order or select items and pay before eating. Food and drink may be consumed on premises, taken out, or delivered to the customer's location. Some establishments in this industry may provide these food services in combination with selling alcoholic beverages.

Illustrative Examples:

Delicatessen restaurants
Pizza delivery shops
Family restaurants, limited-service
Takeout eating places
Fast-food restaurants
Fast casual restaurants
Takeout sandwich shops
Limited-service pizza parlors

Average Jobs Employed 23
Average Loan Given $120,904
Number of Loans Given 79996
Total Amount Loaned $9,671,819,152

Preparing and serving meals for immediate consumption using cafeteria-style serving equipment, known as cafeterias are classified in U.S. Industry 722514, Cafeterias, Grill Buffets, and Buffets;

Providing food services to patrons who order and are served while seated and pay after eating are classified in U.S. Industry 722511, Full-Service Restaurants;

Selling a specialty snack (e.g., ice cream, frozen yogurt, candy, cookies) or nonalcoholic beverages, except from mobile vehicles, for consumption on or near the premises are classified in U.S. Industry 722515, Snack and Nonalcoholic Beverage Bars;

Retailing confectionery goods and nuts not packaged for immediate consumption are classified in U.S. Industry 445292, Confectionery and Nut Stores;

Retailing baked goods (e.g., pretzels, doughnuts, cookies, and bagels) not baked on the premises and not for immediate consumption are classified in U.S. Industry 445291, Baked Goods Stores.

Preparing and serving alcoholic beverages, known as bars, taverns, or nightclubs are classified in Industry 722410, Drinking Places (Alcoholic Beverages).

722514 Cafeterias, Grill Buffets, and Buffets

This industry comprises establishments, known as cafeterias, grill buffets, or buffets, primarily engaged in preparing and serving meals for immediate consumption using cafeteria-style or buffet serving equipment, such as steam tables, refrigerated areas, display grills, and self-service nonalcoholic beverage dispensing equipment. Patrons select from food and drink items on display in a continuous cafeteria line or from buffet stations.

Average Jobs Employed 14
Average Loan Given $68,511
Number of Loans Given 2424
Total Amount Loaned $166,071,594

Providing food services to patrons who order and are served while seated and pay after eating are classified in U.S. Industry 722511, Full-Service Restaurants;

Providing food services where patrons generally order or select items and pay before eating, other than mobile food services, cafeterias, grill buffets, buffets, and snack and nonalcoholic beverage bars are classified in U.S. Industry 722513, Limited-Service Restaurants.

Selling a specialty snack (e.g., ice cream, frozen yogurt, cookies, popcorn) or nonalcoholic beverage, except from mobile vehicles, for consumption on or near the premises are classified in U.S. Industry 722515, Snack and Nonalcoholic Beverage Bars.

722515 Snack and Nonalcoholic Beverage Bars

This industry comprises establishments primarily engaged in (1) preparing and/or serving a specialty snack, such as ice cream, frozen yogurt, cookies, or popcorn, or (2) serving nonalcoholic beverages, such as coffee, juices, or sodas for consumption on or near the premises. These establishments may carry and sell a combination of snack, nonalcoholic beverage, and other related products (e.g., coffee beans, mugs, coffee makers) but generally promote and sell a unique snack or nonalcoholic beverage.

Illustrative Examples:

Beverage bars
Carryout service doughnut shops with on-premises baking
Carryout service bagel shops with on-premises baking
Carryout service pretzel shops with on-premises baking
Carryout service cookie shops with on-premises baking
Coffee shops, on-premises brewing
Ice cream parlors

Average Jobs Employed 12
Average Loan Given $54,125
Number of Loans Given 13677
Total Amount Loaned $740,265,347

Selling one or more of the following food specialties (except from mobile vehicles): hamburgers, hot dogs, pizza, chicken, specialty cuisines are classified based on the type of food service provided to patrons;

Preparing and serving snacks and nonalcoholic beverages from mobile vehicles are classified in Industry 722330, Mobile Food Services;

Retailing confectionery goods and nuts not packaged for immediate consumption are classified in U.S. Industry 445292, Confectionery and Nut Stores.

Retailing baked goods (e.g., pretzels, doughnuts, cookies, and bagels) not baked on the premises and not for immediate consumption are classified in U.S. Industry 445291, Baked Goods Stores.