Mark Horner

52 Finance and Insurance

524126 Direct Property and Casualty Insurance Carriers

This industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) insurance policies that protect policyholders against losses that may occur as a result of property damage or liability.

Illustrative Examples:

Automobile insurance carriers, direct
Malpractice insurance carriers, direct
Fidelity insurance carriers, direct
Mortgage guaranty insurance carriers, direct
Homeowners’ insurance carriers, direct
Surety insurance carriers, direct
Liability insurance carriers, direct

Average Jobs Employed 7
Average Loan Given $86,810
Number of Loans Given 4105
Total Amount Loaned $356,353,782

Establishments primarily engaged in reinsuring property and casualty insurance policies are classified in Industry 524130, Reinsurance Carriers.

524127 Direct Title Insurance Carriers

This industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) insurance policies to protect the owners of real estate or real estate creditors against loss sustained by reason of any title defect to real property.

Average Jobs Employed 10
Average Loan Given $129,192
Number of Loans Given 718
Total Amount Loaned $92,759,530

Establishments primarily engaged in reinsuring title insurance policies are classified in Industry 524130, Reinsurance Carriers.

524128 Other Direct Insurance Carriers

This industry comprises establishments primarily engaged in initially underwriting (e.g., assuming the risk, assigning premiums) insurance policies (except life, disability income, accidental death and dismemberment, health and medical, property and casualty, and title insurance policies).

Illustrative Examples:

Bank deposit insurance carriers, direct
Product warranty insurance carriers, direct
Deposit or share insurance carriers, direct
Warranty insurance carriers (e.g., appliance, automobile, homeowners’, product), direct

Average Jobs Employed 7
Average Loan Given $98,888
Number of Loans Given 922
Total Amount Loaned $91,174,458

Reinsuring insurance policies are classified in Industry 524130, Reinsurance Carriers;

Initially underwriting annuities and life insurance policies, disability income insurance policies, and accidental death and dismemberment insurance policies are classified in U.S. Industry 524113, Direct Life Insurance Carriers;

Initially underwriting health and medical insurance policies are classified in U.S. Industry 524114, Direct Health and Medical Insurance Carriers;

Initially underwriting property and casualty insurance policies are classified in U.S. Industry 524126, Direct Property and Casualty Insurance Carriers.

Initially underwriting title insurance policies are classified in U.S. Industry 524127, Direct Title Insurance Carriers.